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Chum Creek, VIC — Investment Profile 2021

Based on ABS Census 2021 data · AI-generated insights — for informational use only

Chum Creek

VIC

Census 2021 · Population 980

AI-Enhanced Analysis

Chum Creek is a small rural community with a population of 980 people, characterized by a median age of 45, which is higher than the Victorian average of 38. The suburb has a balanced gender distribution with 51.0% male and 49.0% female residents. Family structures are prominent, with 79.7% of households being family households and an average of 2.7 people per household. The area is predominantly made up of separate houses, with 100% of dwellings being separate houses, and a high rate of home ownership, with 41.1% owned outright and 51.0% owned with a mortgage.

Key Highlights

  • Above average median household income of $1,902 per week (vs VIC $1,759)
  • High home ownership with 92.1% of properties owned outright or with a mortgage
  • Significant work-from-home culture with 20.1% of residents working remotely
  • Predominantly English-speaking community with 91.4% speaking only English at home
  • Low unemployment rate of 4.5% compared to the Victorian average of 5.0%

Things to Consider

  • Higher median age of 45 may not appeal to younger demographics
  • Limited public transport options with only 0.6% using it for commuting
  • Lower percentage of residents with a bachelor's degree or higher (20.0% vs VIC 29.2%)
  • Limited diversity with 81.4% of residents born in Australia
  • Higher prevalence of certain health conditions like arthritis (11.3%)

What's it like living here?

Daily life in Chum Creek is likely to be quiet and community-oriented, with a significant portion of the population working from home (20.1%). Commuting is primarily done by car, with 57.6% of residents driving to work, while public transport usage is minimal at 0.6%. The suburb's rural setting and high percentage of home ownership contribute to a stable and settled community feel.

Source: ABS Census QuickStats (2021) · Generated 3/31/2026

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