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Eltham, VIC — Investment Profile 2021

Based on ABS Census 2021 data · AI-generated insights — for informational use only

Eltham

VIC

Census 2021 · Population 18,843

AI-Enhanced Analysis

Eltham is a suburb with a population of 18,843, characterized by a median age of 43, which is higher than the Victorian average of 38. The community has a balanced gender distribution with 48.8% males and 51.2% females. Families form a significant part of the community, with 51.8% being couples with children and 35.0% couples without children. The suburb has a high level of home ownership, with 42.2% of homes owned outright and 43.9% owned with a mortgage. The median household income is $2,391 per week, significantly above the Victorian average of $1,759.

Key Highlights

  • Highly educated population - 37.5% hold bachelor degrees (vs VIC 29.2%)
  • High median household income - $2,391 weekly (vs VIC $1,759)
  • Low unemployment rate - 3.8% (vs VIC 5.0%)
  • High percentage of separate houses - 85.9% (vs VIC 73.4%)
  • Significant work-from-home culture - 36.2% (vs VIC 25.7%)

Things to Consider

  • Higher median age may not appeal to younger demographics
  • Low public transport usage at 2.6%
  • High property ownership may limit rental opportunities
  • Median weekly rent of $440 may be high for some renters
  • Limited cultural diversity with 79.0% born in Australia

What's it like living here?

Daily life in Eltham is characterized by a strong sense of community and family orientation. The suburb has a high percentage of residents working from home at 36.2%, compared to the Victorian average of 25.7%. Commuting is primarily done by car, with 43.4% of residents driving to work, while public transport usage is relatively low at 2.6%. The suburb offers a quiet, suburban lifestyle with a focus on family activities and community events.

Source: ABS Census QuickStats (2021) · Generated 3/31/2026

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