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Lovely Banks, VIC — Investment Profile 2021

Based on ABS Census 2021 data · AI-generated insights — for informational use only

Lovely Banks

VIC

Census 2021 · Population 2,785

AI-Enhanced Analysis

Lovely Banks is a suburb with a population of 2,785, characterized by a median age of 37, which is slightly younger than the Victorian average of 38. The suburb has a balanced gender distribution with 50.1% males and 49.9% females. The family structure is predominantly couples with children, making up 50.3% of households, while couples without children account for 33.8%. The area has a high percentage of separate houses at 91.6%, indicating a preference for traditional housing styles.

Key Highlights

  • Above average household income - $1,991 weekly (vs VIC $1,759)
  • High home ownership - 84.4% owned outright or with mortgage
  • Low unemployment rate - 4.4% (vs VIC 5.0%)
  • Predominantly separate houses - 91.6% (vs VIC 73.4%)
  • High percentage of families with children - 50.3%

Things to Consider

  • Lower percentage of residents with higher education - 14.5% with bachelor's or higher (vs VIC 29.2%)
  • Limited public transport usage - 1.7%
  • Lower cultural diversity - 27.4% born overseas (vs VIC 35.0%)
  • Relatively low work-from-home rate - 11.8% (vs VIC 25.7%)

What's it like living here?

Residents of Lovely Banks primarily commute by car, with 67.6% driving to work, while only 1.7% use public transport. The suburb has a relatively low work-from-home rate of 11.8%, compared to the Victorian average of 25.7%. This suggests a community that is more reliant on traditional commuting patterns. The community feel is family-oriented, with a strong presence of family households and a high percentage of home ownership.

Source: ABS Census QuickStats (2021) · Generated 4/2/2026

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