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Cardinia, VIC — Investment Profile 2021

Based on ABS Census 2021 data · AI-generated insights — for informational use only

Cardinia

VIC

Census 2021 · Population 341

AI-Enhanced Analysis

Cardinia is a small rural suburb with a population of 341 people, characterized by a median age of 44, which is higher than the Victorian average of 38. The gender distribution is slightly skewed towards males, with 54.5% male and 45.5% female residents. The suburb has a strong family presence, with 51.0% of households being couples with children and 37.8% being couples without children. The average household size is 2.9 people, indicating a family-oriented community.

Key Highlights

  • High rate of home ownership - 84.0% of homes are owned outright or with a mortgage
  • Above average household income - median weekly household income is $1875 (vs VIC $1759)
  • Low unemployment rate - 5.0%, matching the Victorian average
  • High percentage of English speakers - 87.4% speak only English at home
  • Predominantly Australian-born population - 82.7% born in Australia

Things to Consider

  • Limited public transport options - only 2.6% use public transport
  • Lower educational attainment - 9.2% hold a bachelor's degree or higher (vs VIC 29.2%)
  • Higher median age - 44 years compared to VIC average of 38
  • Limited cultural diversity - 82.7% born in Australia, lower overseas-born population
  • Potential health concerns - 41.5% report having health conditions

What's it like living here?

Daily life in Cardinia is likely to be quiet and community-focused, with a significant portion of the population working from home (24.1%). The suburb has a high rate of car usage for commuting, with 47.6% of residents driving to work, while public transport usage is low at 2.6%. The community feel is enhanced by the high percentage of owner-occupied homes, with 44.2% owned outright and 39.8% owned with a mortgage.

Source: ABS Census QuickStats (2021) · Generated 3/31/2026

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