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Fern Hill, VIC — Investment Profile 2021

Based on ABS Census 2021 data · AI-generated insights — for informational use only

Fern Hill

VIC

Census 2021 · Population 129

AI-Enhanced Analysis

Fern Hill is a small rural community with a total population of 129 people. The median age is 49, which is higher than the Victorian average of 38, indicating a more mature population. The suburb has a high percentage of couple families without children, at 59.4%, and a significant portion of family households, at 84.2%. The area is characterized by separate houses, with 100% of the housing stock being separate houses, and a high ownership rate with 53.8% owned outright and 46.2% owned with a mortgage.

Key Highlights

  • High median personal weekly income of $1112, above the Victorian average.
  • 100% of housing is separate houses, compared to 73.4% in Victoria.
  • High percentage of professionals at 37.0% of the workforce.
  • Above average education levels with 31.1% holding a bachelor's degree or higher.
  • Significant work-from-home culture with 22.2% of residents working remotely.

Things to Consider

  • Aging population with a median age of 49.
  • Limited diversity with 61.6% born in Australia and 76.0% speaking only English at home.
  • Potential for limited rental opportunities as rented percentage is not specified.
  • Lower labour force participation rate at 52.4% compared to broader averages.
  • Higher median monthly mortgage of $2252, which may be a consideration for buyers.

What's it like living here?

Daily life in Fern Hill is likely to be quiet and community-focused, with a significant number of residents working from home (22.2%). The suburb has a high labour force participation rate of 52.4%, with a notable percentage of professionals (37.0%) and managers (22.2%). Commuting is primarily done by car, with 53.7% of residents driving to work.

Source: ABS Census QuickStats (2021) · Generated 3/31/2026

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